“Make me a millionaire and you can have half of my money.”

Make me a billionaire and you can have half of mine too!

Right here right now I will be delighted to publicly declare exactly the same as Welsh Supermarket Tycoon Albert Gubay who made his fortune through the KwikSave discount stores and Total Fitness gym chain.

After being demobilised from the Royal Navy after World War II, Albert Gubay borrowed £100 and made a pact with God: “Make me a millionaire and you can have half of my money.”

Five decades later, the tycoon has decided that he would fulfil his side of the deal. Gubay, a lifelong Catholic, will only keep £10m of his fortune to tide him over during his old age.

Born in North Wales to a Jewish Iraqi refugee father and an Irish Catholic mother, Gubay started building his fortune when he established KwikSave in the 1960s and then he sold it and did it all over again.... proper bloke.

Having sold the business in 1973 for £15m, and replicated the KwikSave business model in New Zealand, Ireland and the US, and invested the profits from those businesses into property in the UK.

Albert Gubay aged 82 currently lives on the Isle of Man and has two children with his first wife.